Mandatory Timeframe for Breach Reporting and/or Consumer Notification

14 business days
Laws related specifically to personal information
  • Breach Reporting & Consumer Notification
  • Protect personal information
  • Written Program for Protection/Security
  • Third Party: Specific Obligations
  • Third Party: Mandated Contracts
  • Employee Training
  • Data Disposal/Destruction
  • Risk Assessment
  • Requests for Information
Fines & Penalties

Violations of Breach and Notification Laws
Up to $10,000

Regulation Levels
  • Breach Reporting
  • Consumer Notifications
  • Third Party Management
  • Data Protection
  • None to minimal
  • Basic Requirements
  • Comprehensive Requirements
  • Extensive Requirements
Quick Facts
  • The data owner must report a breach to the Attorney General or the Department of Financial Regulation within 14 days and must provide a preliminary description of the breach.
  • Consumer Notification of a breach must be made within 45 days after discovery of a breach.
  • If consumer notices must be provided to more than 1,000 consumers, the data owner must notify, without unreasonable delay, all consumer reporting agencies that compile and maintain files on consumers on a nationwide basis.
  • Vermont’s security breach notification law is enforced under its Consumer Protection Act, which permits penalties up to $10,000.
  • Heightened protection and handling requirements apply to social security numbers.
  • Additional data protection requirements may exist for data brokers.
  • If vendor is breached, they must report it to the data owner.  The data owner will be responsible to complete the reporting and consumer notification.
  • If your breach affects residents in other states, you will need to notify those residents using that state’s rules.
Statutes and Laws
  • 8 V.S.A. § 2243 Banding and Insurance – Licensed Lenders: Confidentiality
  • 9 V.S.A. § 2435 Security Breach Notice Act
  • 9 V.S.A. § 2440 Social Security Number Protection Act
  • 9 V.S.A. §2445 Document Safe Destruction Act
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